Business Loan

Are you an entrepreneur or business owner looking for fast and collateral-free funding to support your business growth? Karvy Financial Services Ltd offers Unsecured Business Loans across India, helping startups, small businesses, and self-employed professionals secure quick funds without pledging any assets. Whether you are based in Delhi, Mumbai, Bengaluru, Hyderabad, Chennai, Kolkata, or any other Indian city, we’re here to support your entrepreneurial journey with easy and transparent financing solutions.

An unsecured business loan is a type of funding where the borrower is not required to submit any collateral such as property, gold, or other assets. The loan is granted based on factors such as:

• Your business turnover and stability
• Creditworthiness and CIBIL score
• Past repayment history
• Future business potential

These loans are especially beneficial for small and medium-sized enterprises (SMEs), startups, consultants, freelancers, and traders who may not have valuable assets to pledge but need capital for growth, expansion, or working capital requirements.

• No Collateral Required
• Quick Disbursal (within 2–5 working days)
• Flexible Loan Amount (₹1 lakh to ₹40 lakhs)
• Easy EMI options (tenure from 12 to 60 months)
• Minimal Documentation
• Available for PAN India

With Karvy Financial Services Ltd, you can avoid the hassle of lengthy approval processes and get personalized assistance from loan experts. We work directly with top banks and NBFCs, ensuring you get the best deal in terms of low interest rates, longer tenure, and no hidden charges.

Unsecured business loans can be used for a wide range of purposes, such as:

• Purchasing inventory or raw material
• Expanding your office or retail space
• Marketing and advertising expenses
• Upgrading business technology
• Hiring staff or managing payroll
• Working capital or operational costs
• Clearing vendor dues or existing liabilities

We serve a broad range of professionals and businesses including:

• Sole proprietors
• Private limited companies
• Partnership firms
• Doctors, CA, architects, software engineers
• Traders, manufacturers, and retailers
• Service providers and freelancers

If you are 23 years or older and have a minimum business vintage of 1 year, you're eligible to apply. A good credit score (CIBIL 700+) increases your chances of approval.

Don’t let a lack of capital hold your business back. With Karvy Financial Services Ltd, get fast access to unsecured funds without the stress of collateral. Whether you need ₹5 lakhs or ₹40 lakhs, we’ll find the right lender for you—all over India. Apply online now, or contact us to speak to our loan experts for a free consultation. Let us help you build, grow, and succeed—anywhere in India.

• Direct tie-up with 30+ banks & NBFCs
• Easy repayment option-12 to 36 months
• Very low rate of interest
• Instant Loan approval
• Loan up to Rs. 40 Lacs. According to your needs.
• Maximum eligibility of your income
• Complete Digital Process-Online
• No Guarantor/No collateral/No Security
• Minimum Documentation